Addosser Microfinance Bank Limited Recruitment 2022

Duties and Responsibilities

• Marketing and sale of all bank deposit products.
• Sourcing for new and maintaining existing deposit clients.
• Constant update of customers’ passbooks.
• Enhance and establishes a relationship with existing &prospective customers.
• Database acquisition to be penetrated into the target market.
• Relieve staff on leave on daily /weekly cash collections /repayments.
• Achieve set targets in deposit mobilization and other assigned tasks.
• Participate in market storms

Required Qualifications, Skills & Experience

• OND in Business Administration, Accounting or any numerate disciplines and the Social Sciences.
• 0 – 2 years of work experience.
• High computer literacy.
• Strong interpersonal and analytical skills.
• Good written and oral communication.
• Attention to detail.
• Must not be above 28 years old.
• Assertive and self-driven.

Application Closing Date
21st June, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Duties and Responsibilities

• Drive company vehicles to pick up or drop off employees
• Ensure that assigned vehicles are always clean and in good condition. Necessary maintenance such as washing and /or cleaning of assigned vehicles shall be done and scheduled properly for the convenience of staff.
• Responsible for the routine check-up of the vehicles, such as motor oils, brake function, water, lights and tire condition.
• Observe strict company rules, regulations, policies and directives.
• Must strictly observe Traffic Rules and Regulations and maximum speed limit as prescribed by the National Road Traffic Regulation & Lagos state traffic law
• Park the assigned vehicles at the specified parking lot in the office.
• Must monitor expiration and renewal of his driver’s license without causing any inconvenience to the company’s schedule

Job Requirements

• Minimum of SSCE certificate.
• At least 3 years of experience in a structured organisation.
• Driver must reside on the Island
• Strict adherence to traffic rules and regulations.
• Must be neat and well-groomed
• Must have a working knowledge of vehicle safety and control systems.

Application Closing Date
21st June, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Duties and Responsibilities

• Carry out periodic reviews of the bank’s risk assets and provide data, analytics and insights on macro and micro economic variables and the implications on the risk assets creation and management for the bank.
• Analysis and appraisal of customers’ credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines (fulfilling conditions for disbursement or deferrals obtained)
• Responsible for providing support, direction, credit Information and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio.
• Monitor the strict adherence to credit related regulations (Single obligor limits, aggregate large exposures etc.)
• Ensure timely review and approval/disapproval of credit requests.
• Perform reviews for renewals/assessment of existing facilities performance and other credit related requests.
• Assist the bank in identifying all identified risks that the bank is exposed to and proffer mitigates to same.
• Preparation and rendition of all credit risk reports (unit’s weekly and monthly reports, credit exposures, performing and default loans etc.) especially for CBN returns.
• Ensures proper documentation of individual exposure by adhering to set documentation standards and procedures.
• Calculating the Allowance for Loan and Lease Loss Reserve (AILL) and making recommendations to executive management and the Board of Directors for monthly allocations to the Loan Loss Reserve.
• Ensure adequate loan provisioning is done on the bank’s loan portfolio in line with prudential guidelines.
• Reviews all loans prior to submission to management credit committee for approval.
• Provide necessary reports to financiers and regulatory bodies as regards the credit portfolio.
• Supervise in all loan verification exercises.

Qualifications

• A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
• Minimum of 7 years banking experience with at least 3 years in a senior management role in Microfinance Bank.
• Must have completed the CIBN MCP programme.

Knowledge, Skills & Experience:

• Data Analytics and Effective communication
• Credit Products, Credit Analysis and Appraisal,
• Credit Workout/Restructuring,
• Sound industry knowledge
• Financial analysis / interpretation knowledge,
• People Management, Integrity and Discretion.

Application Closing Date
10th June, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Job Description

• Proper knowledge of the bank’s policies, processes and procedures.
• Carries out periodic value added and risk based audits in all the departments and branches at least once a year to ensure strict adherence to the bank’s Internal Policies and Procedures
• Carry out physical verification of assets and reconciles with records maintained in the bank.
• Ensure prevention and early detection of fraud.
• Carry out holistic investigation on frauds and irregularities detected.
• Timely visit & Quality Report of snap checks carried out on at least 30-50 customers/Outlets.
• Carry out effective and error Free Call Over.
• Produce timely audit reports to the Head, Internal Audit
• Carry out daily call-over postings and reconciliations
• Confirm all fees and commissions paid and earned so as to identify outstanding (if any).
• Comply with relevant accounting standards.
• Confirms IT back up, both on-sight and off-sight and reviews backup register.
• Verifies asset existence / reviews Asset Register.

Relevant Skills, Qualification, Attributes & Experience

• HND / University Degree in Banking & Finance or Accounting
• Student Member of Professional body e.g. ACCA, ICAN , ANAN
• Minimum of 6 years experience in financial services
• Knowledge of the banking regulations and laws
• Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
• Good written and oral communication
• Highly attentive to detail with excellent organizational and documentation skills
• Proven analytical skills and problem solving ability paired with meticulous attention to detail
• Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
• Candidate must be between 24 years – 33 years of age (age should be clearly stated on cv)
• Detail-oriented and strong planning and organizing skills
• Unquestionable integrity and high level of commitment
• Cognate experience in a microfinance bank
• Knowledge of control and risk self-assessment facilitation techniques.
• Knowledge of the environment, regulations, and laws.
• Familiarity with the common indicators of fraud.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.