Alert Microfinance Bank is seeking the services of both graduates and experienced job seekers to fill the vacant positions in their Bank.
Apply for the ongoing Alert Microfinance Bank Recruitment 2022._See the 3 job positions, descriptions, eligibility, and how to apply.
Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.
We are recruiting to fill the following positions below:
1.) SME Loan Officer
Location: Lagos
Responsibilities
- Market loan products and process loan applications for small-to-medium enterprise.
- Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
- Minimum of B.Sc. or its equivalent in Marketing or related field.
- 2 – 3 years cognate experience from a reputable Microfinance Bank.
- Sound Risk Management experience
- Good knowledge of Lagos Island and Mainland markets
- Ability to disburse SME loans in large volumes without default
- Experienced in repayment tracking and loan collection without a day default
Skills:
- Detailed and target oriented
- Excellent team spirit and communications skills
- Excellent Human Relations and Inter-personal skills
- Goal oriented.
Salary
Very Attractive.
Application Closing Date
11th July, 2022.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Loan Officer – SME” as the subject of the email.
Note: Only qualified candidates will be shortlisted.
See Other Related Jobs:
2.) SME Loan Manager
Location: Lagos
Slots; 2 Openings
Responsibilities
- Market loan products and process loan applications for SME.
- Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units.
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs.
- Ensuring high quality standards of the bank’s credit portfolio.
Requirements
- Candidates should possess a Bachelor’s Degree with 3 – 5 years work experience.
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Salary
Very Attractive (With Incentives and Commission).
Application Closing Date
11th July, 2022.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “SME Loan Manager” as the subject of the email.
Note: Only qualified candidates will be shortlisted.
3.) Treasury Manager – Microfinance Banking
Location: Lagos
Job Description
- Monitor daily deposits into our correspondent banks
- To ensure that the clients are duly informed before their maturity
- To ensure that the interest rates are within the rate guide except on approval from Management
- Follow up with the banks on our funds transfer transactions and other transactions to ensure that they are all dealt without error and escalate any transaction hinge
- Daily review of our Bank statement to ensure that no debit is charged to our account without prior approval.
- Monitor the branch vault daily
- To ensure that the branches are within their limit and that any excess limit is reported the same day to the finance department
- Follow up with branches to ensure that all the safe balance reports are sent first thing in the morning.
- Prepare daily safe balance report
- Ensure proper filing and safe keeping of all treasury documents
- Attend to branch complaints on real time online platform.
- Preparing monthly accounting journals for posting
- Preparing daily liquidity report
- Maintain a worksheet for all our investment and treasury bills in order to ensure that we are within the regulatory requirement.
- Assisting preparing monthly lenders report
- Assist in the preparation of the ALCO report
- Engage in other tasks assigned by the immediate line supervisors
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Key Requirements
- Minimum of B.Sc. or its equivalent in Accounting or related field.
- 3 – 5 years cognate experience from a reputable Microfinance Bank.
- Sound Accounting and Risk Management experience
- Analysis and reporting skills.
- Problem solving and decision making.
Salary
Very Attractive (With Incentives and Commission).
Application Closing Date
11th July, 2022.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “TREASURY MANAGER” as the subject of the email.
Note: Only qualified candidates will be shortlisted.