Stanbic IBTC Bank Recruitment 2022

Job Purpose

• To provide effective value adding risk management to assist Business Banking Teams in the Business Banking space in achieving their asset growth targets, whilst maintaining a quality-lending book, through effective underwriting, evaluation and approval of credit applications.
• The delivery of a professional service to all business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles, whilst adhering to the Bank’s group credit risk standards, maintaining credit independence and managing risk reward balance

Key Responsibilities / Accountabilities
Evaluation and approval of applications:

• Evaluate accurately credit proposals to ensure they meet sound business criteria and credit risk fall within acceptable parameters within approved turnaround times.
• Identify, quantify and evaluate credit risks in relation to profitability of business proposals and financial viability of Business banking credits.
• Process credit applications and ensure timely and quality credit assessments and decisions are made.
• Build relationship with Relationship Managers/Business Bankers and collaborate to improve quality of business proposals and turnaround time on credit evaluations.
• Active participation at the Business Assessment Committee meetings

Risk Management:

• Monitor the risk grading of all Business Banking customers using BBRS
• Ensures that the Bank’s need to provide adequate controls over the risks encountered in the post-credit granting stage of the credit process are satisfied by ensuring the appropriateness, consistency, validity and enforceability of all collateral confirming that all collateral and legal documentation in respect of banking facilities and advances granted have been obtained’ are in legal order and properly housed.
• Ensures all identified credit control events and payment defaults are managed, in order to reduce the roll rate of non-performing loans into lock up portfolio by providing a prompt and orderly turnaround environment in which controls can be exercised to ensure that the Bank is not faced with avoidable losses.
• Ensures that timely and quality credit delivery and decisions are made within agreed Service Level Agreements (SLAs) within the in the Business Banking space.
• Review of relevant internal & external communications, such as circulars, economic reviews on industries, & financial or industry publications to ensure that any development, new requirements or external risks are properly taken cognizance of in lending decisions or conditions of lending.

Governance, Risk and Compliance:

• Ensures compliance with country adopted standards, policies, mandates and procedures governing activities within the credit space
• Actively participates in Credit Risk Management Committee meetings and watch list committee meetings and provides meaningful input into risk appetite discussions, portfolio management and collections strategies as well as detecting and evaluating shifts or changes in key risk parameters and the effects of such changes on portfolios and relationships.

Problem-Solving:

• Identifies business needs and existing credit strategies and interprets these into operational reality.
• Constantly challenge established thinking and to facilitate constructive discussions that lead to continuous improvement in operating processes.
• The ability to balance competing business needs with risk mitigation requirements.
• The ability to apply appropriate risk mitigation techniques to improve the bankability of marginal proposals.
• Ability to evaluate the risks/reward of each credit facility application and supporting information, taking into account broad industry risks, total bank exposure to specific industries, and the risk and profile of the counterparty applying for credit.
• Manage the cross-functional conflicts that may arise in the course of working with the business teams.
• Builds relationship with Relationship Managers to improve and maintain business/credit relationship

Portfolio Management:

• Effective management of the zonal portfolio to deliver the desired result along asset growth, risk, delinquency and cost containment.
• Ensures that all internal and external reporting is completed accurately, on time and that appropriate value adding insights into the portfolio are provided so that both internal and external users of information have a deep and appropriate insight into the quality of the portfolio and the appropriateness of the processes
• Ensure there are effective controls in place to rectify any identified gaps/risks in the portfolio

Credit Committee Secretariat Management:

• Prepare minutes of  Credit Committee meetings within 48hours of every meeting
• Ensure all approved facilities are sanctioned in line with the terms of approval of the committee
• Effective monitoring of all credit committee action plans; timely reporting and escalation of all breaches

Minimum Qualification and Experience

• First Degree in Finance, Accounting or General Social Science
• Professional Qualifications such as ICAN, ACCA, CIBN, FRM etc would be an added advantage
• Minimum of 7 years experience in Risk Management, out of which five years must be in a credit related role

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Key Responsibilities / Accountabilities
Product Testing and Analysis:

• Establish test approach/plan for projects – technology related projects.
• Establish acceptance criteria and schedule for test cycles (CIT, SIT, UAT).
• Establish testing team quality standards and quality assurance processes.
• Implement Test Requirements Analysis.
• Implement Test Case Development / Updating.
• Implement Test Data preparation and execution.
• Write Automated software tests for various application features.
• Deploy test scripts to CI/CD pipeline.
• Ensure that automation tests are integrated and executed reliably during deployment to various environments
• Coordinate the execution of performance tests for systems with high volume users
• Ensure all new APIs are automated using POSTMAN / Newman for effective monitoring

Test Documentation and Reporting:

• Provide support in the documentation of all test artifacts. Determine operational objectives by studying business functions; gathering information; evaluating output requirements and formats.
• Rendition of reports and updating all documents regularly.
• Oversee the maintenance of existing automation test scripts
• Maintain and provide direction for updating existing automated testing scripts

Stakeholder engagement, technical workshop, and training:

• Maintains testing protocols by writing and updating test scripts. Provides references for users by writing and maintaining test artifact documentation.
• Prepares technical reports by collecting, analyzing, and summarizing test results.
• Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; benchmarking state-of-the-art practices; participating in professional societies.
• Contributes to team effort by accomplishing related results as needed

Minimum Qualification and Experience

• First Degree in any field
• Minimum of 3 years of quality assurance experience.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Minimum Qualification and Experience

• First Degree (minimum of Second Class Lower)
• Field of study: Business Commerce/IT/Social Science
• Job Function: Business and Commercial Clients
• Job Family: Click here to enter text.
• Years: 8-10 years

Experience Description:

• Experience in understanding integration of digital and eCommerce/Business to Business sales growth around products, solutions and go-to market plans.
• Experience in the development, design and enablement of Digital and eCommerce/Business to Business value propositions that work for Business and Commercial clients.
• Strong understanding of digital, open banking and platform integration into a segment.
• Experience in leading, integrating and delivering client solutions through multi-disciplinary teams.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Key Responsibilities / Accountabilities
Manage Risk and Control Management over IT Operations’ Effectiveness:

• To support the Business and strengthen the IT control environment by introducing new initiatives toward achieving an effective IT control system within the Company.
• Perform analysis on IT procedures/processes by reviewing the departmental working manual to identify process gaps and provide value adding recommendations.
• Carry out periodic reviews of users & super user/administrator activity logs on the core applications and Active Directory (AD)
• Perform review of the change management logs, test reports and attending change management meetings
• Manage Logical Access on the company’s applications. This includes creation of users’ account, role modification, disabling of users’ account and password reset.
• Perform servers, database and operating system reviews.
• Perform periodic restoration and verification of application backup tapes to ascertain the authenticity & integrity of the selected tape and data.
• Perform periodic review and monitoring of endpoint security (antivirus, data leakage prevention, etc.)
• Conduct periodic review of the Data Centre biometrics access logs to ascertain that only authorized users gained access to the Data Centre and periodic inspection of the Data Centre to ensure that the facility and equipment are properly used and maintained in line with the laid down policies and procedures.
• Review of company website to monitor availability of links and also ensure timely updates of information.
• Perform review of IT incidents to ascertain the root cause of incidents.
• Perform random spot checks on system users and IT processes to ensure adequate compliance to IT policies & procedures.
• Creation of awareness to all company staff on IT policies, procedures and standards.
• Ensure compliance with regulatory directives.
• Provide guidance on the required control mechanisms related to existing or new IT processes.
• Influencing process change within SIPML to maintain risk levels whilst seeking process efficiencies.
• Work in partnership with stakeholders to ensure potential risks and controls are adequately identified and measured appropriately.
• Review of past Internal & External audit / Control recommendations / regulatory reports / fraud trends to identify exceptions raised and key lessons learnt in order to track remedial action/ compliance within agreed timelines and ensure adequate controls to prevent repeat findings
• Prompt Rendition of control activity report weekly / monthly.
• Support and work for the timely closure of findings raised by Internal and External Audit.

Monitor Continuous Knowledge Development regarding Sector’s Rules, Regulations, Best Practices, Tools,Techniques and Performance Standards:

• Process  documentation , review  & alignment
• Continuous review and improvement of work processes within the unit.
• Resolution of IT audit issues
• Prompt rendition of  weekly reports with minimal error
• Improved IT control environment through continuous and high level engagement
• Satisfactory rating in the Audit reviews and Internal Service Survey (ISS).
• Ensure quality and improvement in Business Unit audit and risk assurance reports.

Report to Executive Management & Board Audit Committee:

• Conduct follow up audits to monitor management’s interventions
• Maintain open communication with management and audit committee
• Obtain, analyze and evaluate IT documentations, previous reports, data, flowcharts etc.

Manage all Investigations as directed by Senior Management:

• Ensure that the company’s core values are adhered.
• Provide guidance on acceptable business culture and reputation.

Delivers on all Business Strategies:

• Carries out proper engagements for fact finding
• Creates awareness on risks and conducts
• Recommends appropriate consequence management actions

Minimum Qualifications and Experience

• First Degree Field of Study – Computer Science / Engineering
• Advanced / Professional Degree or Professional Qualification in IT Audit/Control is required
• Minimum of 2 years IT Governance experience
• Understand IT operations and improve overall experience.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Minimum Qualifications and Experience

• Possess a First Degree in Accounting or a related field.
• A professional qualification such as CIA, CISA, CIMA, ACCA, ACA, COBIT or similar is a plus.
• Relevant experience in IT function with keen interest in business

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Description

• Provide effective customer service by managing routine compliance, physical security of the branch and bank assets, query and problem resolution, routine aspects of new business and account maintenance, efficiency of communication channels, relationship maintenance, cost control (budget) as well as management of the service support team.

Requirements

• Candidates should have a minimum of University Degree with 2nd Class Lower.
• Candidates should have a minimum of 4 years banking experience.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Description

• Ensures the availability of a fully functional Automated Teller Machine (ATM) service to customers including the custody and balancing of ATM cash, processing of ATM deposits and handling of ATM reports.

Requirements

• Candidates should have a minimum of University Degree with 2nd Class Lower.
• Candidates should have a minimum of 2 years working experience.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Description

• The Business Banker will on-board new customers, reactivate dormant accounts, cross sell the bank’s products and services to existing customers and monitor borrowing customers (including LSETF).
• Improve customer experience by proactively engaging the customer for more pocket share and to manage and optimize value from a portfolio of SME customers.

Requirement

• Candidates should have a minimum of University Degree with 2nd Class Lower.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Description

• The Asset Custodian ensures the availability of treasury cash, reserve and blank forms.
• Ensures the availability of a fully functional cash service to tellers, including the custody and balancing of vault cash, processing of vault deposits, withdrawal and handling of related reports.

Requirements

• Candidates should have a minimum of University Degree with 2nd Class Lower.
• Candidates should have a minimum of 2 years working experience.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Key Responsibilities / Accountabilities

• Managing project governance responsibilities (In-country & Center)
• Managing time, resources and project budgets
• Management of Project Governance shared folder
• Monitoring and communication of project status and delivery
• Ensure strict compliance to IT ‘s Standard Operating Processes
• Any other duties as may be assigned by Department Head & Team Leader.

Minimum Qualification and Experience

• Minimum of First Degree or its equivalent in numerate or semi-numerate disciplines such as Engineering, Computer Sciences, Statistics, Mathematics.
• Preferably certified in Prince 2, PMI, PMBOK or other project management qualifications
• Minimum of 4 years’ experience in IT Project Management

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Key Responsibilities / Accountabilities

• Identify and evaluate threats, vulnerabilities and the potential impact of security breaches and mitigate same with appropriate measures.
• Evaluate the physical environment in the building and sites occupied by the bank to determine the suitability of measures implemented to protect people and assets.
• Define and Implement the rules and processes for controlling people’s access to the Bank’s premises.
• Spot security breaches and Assess the severity and respond in the appropriate manner.
• Develop the Knowledge and understanding of the systems and processes in place to monitor and control building access.
• Assess the appropriateness of the different types of intrusion detection systems and their application to the different types of premises that the Bank occupies.
• Understand the purpose and application of video monitoring devices and systems and of the components that make up comprehensive monitoring.
• Define and implement standards and specifications of different types of storage devices, safes and other secure facilities.
• Define and implement standards for security protocols related to close protection for selected individuals.
• Understand the procedures needed to respond to emergency situations including the alerting of authorities and the execution of first responder activities.

Minimum Qualification and Experience

• A First Degree or equivalent in Security Risk Management or any other related disciplines
• Postgraduate degree in Security / Safety management, Professional certification in Physical Security/ Information Security related field would be an added advantage
• Military or Paramilitary background and training will be an added advantage
• Minimum of 10 years Security management operations experience with at least 3 years in financial institutions
• Minimum of 7 years knowledge of security equipmentsm, constant self-improvement
• Adherence to policies, processes and procedures.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online